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  • Home Individuals & Families Shop for Plans Health Insurance Plans for Individuals and Families

    Affordable Health Insurance Plans

    Shopping for coverage on your own? Open Enrollment for 2024 plans has ended. If you've had a qualifying life event you could still be eligible to get a plan during Special Enrollment.

    See if plans are available in your state. See availability

    Shop and compare Medical plans

    Explore health plans by state
    Or get a quote at

    Don't qualify to buy a plan during Special Enrollment?

    Open Enrollment for 2025 starts Nov. 1, 2024. You can come back and shop our plan offerings at that time.

    Still shopping for health insurance for 2024?

    If you've had a qualifying life event during Special Enrollment, you may be eligible to shop for a plan online by selecting your state below. To get a quote or for available plans in all other areas, call us at 1 (855) 953-0993.

    Explore health plans by state

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  • Activate your myCigna account:

    Are you a current customer? Activate your myCigna account for access to all plan details and live, 24/7 support.
    Activate your accountLearn more about myCigna

    How Cigna Healthcare supports you

    With Cigna Healthcare, you get more than a plan. You get a partner with quality plan options, personalized health care support, and low costs. Cigna Healthcare provides you with access to the expertise and care you need, when you need it.

    Affordability

    Care that’s right for you. With $0 dedicated virtual urgent care,2 $0 preventive care visits,1 $3 or less for generic prescription drugs for most plans, and access to our Patient Assurance Program,4 the plans and programs at Cigna HealthcareSM* make it easy for you to get affordable, quality care.

    24/7 Virtual Care

    You’re in control. Members have access to MDLIVE's primary care physician, virtual dermatology, and virtual behavioral health networks for routine visits 24/7, as well as $0 dedicated virtual urgent care and $0 virtual wellness screenings.2

    Guided Customer Care

    You’re not alone. Get help from personalized health coaches to manage specific conditions like diabetes. My Personal Champion® can assist you with navigating the health care system during a critical situation. Or, speak to specialty pharmacists at our Therapeutic Resource Centers.

    Personalized Digital Tools

    Make the most of your plan. The myCigna® website and mobile app5 help you find quality in-network providers, order and refill prescriptions, pay claims, and more. You also get data-driven customized alerts for health coaching, specialized care, and cost savings.

    Rewards and Discounts

    More ways to save. Customers over 18 can earn up to $325 in points that can be redeemed for a debit card or merchandise through our Cigna Take Control Rewards® program.6 Enjoy additional benefits with our Cigna Healthcare Healthy Rewards® discount program.7

    24/7/365 Customer Service

    We’re by your side. Have a question about your plan? Need help finding an in-network doctor? With Cigna Healthcare, you can call any time for help with using your plan or navigating your benefits. Plus, if you have a health question, you can speak to a licensed clinician 24 hours a day.

    Important: Making your first premium payment

    After you enroll, you must make your first premium payment before your plan can be activated.

    Here are three easy ways to pay:

    • Pay your premium online
    • Pay by check: Find the mailing address on your bill and follow the instructions
    • Pay by phone: Call 1 (877) 900-1237 (TTY 711), Mon - Fri, 8 am - 8 pm ET

    Renewing or existing customer? Log in to myCigna to pay your premium.

    When can you buy a Cigna Healthcare Individual Health Insurance plan?

    • During annual Open Enrollment (November 1-January 15). This applies to new customers, and to current customers who want to renew or make changes to their existing plan.
    • During the Special Enrollment Period starting January 16, you may be able to shop for a plan if you've had a qualifying life event. Life events could include marriage, new child, recent move, and more.

    Looking for Plans Through Your Employer?

    This page features plans you can buy for yourself and your family. If you're looking for plans you might get through your employer, we can get you there.
    Find plans through your employer

    Continue shopping for your own coverage

    Dental Coverage

    Supplemental Coverage

    * Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc. For South Carolina residents, health plans are offered by Cigna HealthCare of South Carolina, Inc. For Texas residents, health plans are offered by Cigna HealthCare of Texas, Inc. In Utah, products and services provided by Cigna Health and Life Insurance Company (CHLIC), (Bloomfield, CT).

    1 Availability of $0 preventive care (no cost share) by plan may vary. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care services.

    2 $0 virtual care (no cost share) for eligible preventive care and Dedicated Virtual Urgent Care for minor acute medical conditions. Not available for all plans. HSA plans and non-minor acute medical care may apply a copay, coinsurance or deductible. Cigna Healthcare provides access to Dedicated Virtual Care through a national telehealth provider, MDLive® located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients.

    3 $0 deductible and $0 copay are available on select Cigna Healthcare individual and family health care plans. Reference plan documents for more information.

    4 Health benefit plans may be different, but in general to be eligible for coverage a drug must be approved by the Food and Drug Administration (FDA), prescribed by a health care professional, purchased from a licensed pharmacy, and be medically necessary. If your plan provides coverage for certain prescription drugs with no cost-share, you may have to use an in-network pharmacy to fill the prescription. If you use a pharmacy that does not participate in your plan’s network, your prescription may not be covered or reimbursement may be limited by your plan’s copayment, coinsurance, or deductible requirements. Look at your plan documents for more information about your plan’s prescription drug coverage. Discounts available with the Cigna Healthcare Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply.

    5 The downloading and use of the myCigna Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.

    6 The Cigna Healthcare Take Control Rewards Program is available in all states to all primary subscribers that are active Cigna Healthcare medical Individual and Family Plan policy holders and who are 18 years of age or older. All rewards may be considered taxable income. Contact your personal tax advisor for details. Program participation along with redeeming rewards is dependent on qualifying premiums being current and fully paid.

    7 Healthy Rewards® programs are NOT insurance. Rather, these programs give a discount on the cost of certain goods and services. The customer must pay the entire discounted cost. Some Healthy Rewards programs are not available in all states, and programs may be discontinued at any time. Participating providers are solely responsible for their goods and services.

    States with Plan Availability for 2024

    Plans available in AZ, CO, FL, GA, IL, IN, MS, NC, PA, SC, TN, TX, UT, and VA. View county listings by state [PDF]

    For available plans in all other areas, call us at 1 (855) 953-0993.

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    Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.

    All Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc. This website is not intended for residents of Arizona and New Mexico.

    Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website. Cigna Healthcare may not control the content or links of non-Cigna Healthcare websites. Details