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Home Individuals & Families Shop for PlansAffordable Dental Insurance Plans for Individuals

Affordable Cigna Dental Insurance Plans

If you are buying dental insurance on your own, we make it easy to find an affordable plan, including options that bundle vision and hearing coverage. Our plans start from less than a $1 day.1 Shop year-round, 24/7/365, and join the over 18 million customers who choose Cigna Dental.2

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Find in-network dentists, too, in a few short steps.

Or, you can call for a free quote, Mon-Fri, 8 am - 8 pm, ET

When is Cigna Dental Insurance right for you?

Anytime! Enroll year round. Our nationwide plans are available to almost anyone. Enroll today and your coverage can start as soon as next month.

Cigna Dental Insurance Plans*

Cigna Dental Preventive3

Cost: $19 average monthly premium4

Coverage for basic, routine dental care $0 dental check-ups, including cleanings and routine x-rays5 No deductibles or maximums See any dentist you'd like, but save more with the Cigna Advantage network 

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Cigna Dental 10006

Cost: $33 average monthly premium4

Coverage for the unexpected $0 dental check-ups, including cleanings and routine x-rays5 Plus coverage for basic and major restorative services like fillings, crowns, root canals, and more7,8 See any dentist you'd like, but save more with the Cigna Advantage network 

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Cigna Dental 15006

Cost: $39 average monthly premium4

$0 dental check-ups, including cleanings and routine x-rays5 Coverage for basic and major restorative services like fillings, crowns, root canals, and more7,8 Plus coverage for orthodontia, including InvisalignSee any dentist you'd like, but save more with the Cigna Advantage network

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Need Vision or Hearing, Too?**

Get Cigna Dental coverage plus coverage for vision, or vision and hearing—all in one plan with one monthly premium.

Cigna Dental Vision 1000

Cost:  $31.75 average monthly premium4

$1000 in dental benefits per calendar year $0 dental check-ups, including cleanings and routine x-rays5Coverage for basic restorative care, such as fillingsVision exams covered at 30%, or up to $50$100 to use for lenses, frames, contacts

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Cigna Dental Vision Hearing 2000

Cost:  $50.26 average monthly premium4

$1500 in dental benefits per calendar year $0 dental check-ups, including cleanings and routine x-rays5Covers basic and major restorative services7,8Vision exams covered at 50%, or up to $75$200 to use for lenses, frames, contactsHearing exams covered up to $50Hearing aids covered up to $500

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Cigna Dental Vision Hearing 3500

Cost:  $61.95 average monthly premium4

$2500 in dental benefits per calendar year $0 dental check-ups, including cleanings and routine x-rays5 Covers basic and major restorative services7,8 Vision exams covered at 90%, or up to $100 $300 to use for lenses, frames, contacts Hearing exams covered up to $50 Hearing aids covered up to $700

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Looking for additional savings on your dental care? Learn more about our discount plans

Waiting Periods: If you’ve recently had prior dental coverage, waiting periods may be waived for select procedures. Review details for your state and plan by going to plan documents. View Dental Plan Documents

View State Policy Disclosures, Exclusions, Limitations, and Reductions

Often bought together

Medicare Supplement Plan N Medicare Prescription Drug Plan Individual Medical Plan

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This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.

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Plans insured by Cigna Health and Life Insurance Company

*CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).

1(+) Sample daily rate is based on a single person and represents Cigna's national average rate for all plans (all ages and geographic locations) and reflects rates valid through July 2022.

2 Projected number of dental customers for year-end 2021. Cigna Dental book of business, internal reporting as of December 2020.

3 You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

4 Sample monthly rates are based on a single person per month and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates as of July 2022. Premiums vary by geographic area.

5 Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.

6 Waiting periods may apply to restorative, orthodontia, and implant services, and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

7 Annual deductible applies to basic and major restorative services.

8 Implants subject to $2,000 lifetime maximum and a 12 month waiting period.

9 Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.

10 Cigna data as of July 2021. Subject to change.

11 Cigna internal utilization data. As of October 2019.

12 Cigna internal utilization data – average percentage of recommendations across network DPPO dentists by Cigna customers. As of October 2020.

13 Cigna 7/2018 analysis of dental claims and myCigna.com activity between 2/1/17 and 4/30/18. Results may vary.

^ Available benefits up to $3,650 are only available with the Cigna Dental Vision Hearing 3500 insurance plan. Listed benefit total is for the calendar year maximum per person. Refer to the policy for a complete list of benefit highlights and limitations.

** Not available in New York, Montana, Washington and Virginia.

This page is not intended for use in GA, WV, OR

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Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

 Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna may not control the content or links of non-Cigna websites. Details