Affordable Dental Insurance Plans
If you are buying dental insurance on your own, we make it easy to find an affordable plan, including options that bundle vision and hearing coverage. Our plans start from around $1 a day.1 Shop year-round, 24/7/365, and join the over 17 million customers who choose Cigna Healthcare Dental.2
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Cigna Healthcare Dental Insurance Plans*
Choose from lower deductible plans, higher benefit plans, or coverage that includes vision and hearing all in one. Explore your options below.
Low Deductible Plans
Low-cost coverage for you and your family.
Average monthly premiums8 as low as $20.
High Annual Maximum Plans
More robust coverage, higher benefits.
Average monthly premiums8 as low as $24.
Dental plus coverage for vision, or vision and hearing.
Average monthly premiums8 as low as $32.
Looking for an alternative to traditional dental insurance? Learn more about our
When is Cigna Healthcare Dental Insurance right for you?
Anytime! Enroll year round. Our nationwide plans are available to almost anyone. Enroll today and your coverage can start as soon as next month.
Why should I have dental insurance?
Regular dental exams help prevent and identify more serious dental problems, which may minimize cost and the need for treatment. Dental insurance makes it more affordable to get the care you need.
Visit our Knowledge Center to learn about:
Looking for plans through your employer?
This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.
Continue shopping for your own coverage
Waiting Periods: If you’ve recently had prior dental coverage, waiting periods may be waived for select procedures. Review details for your state and plan by going to plan documents.
Plans insured by Cigna Health and Life Insurance Company
*CIGNA HEALTHCARE DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
1(+) Sample daily rate is based on a single person and represents the national average rate for all Cigna Healthcare plans (all ages and geographic locations) and reflects rates valid through February 2023.
2 Cigna Healthcare Dental book of business, internal reporting as of May 2023. Subject to change.
3 You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna Healthcare reimburses for billed services.
4 Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.
5 Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Healthcare Dental plans in MD cover one dental cleaning per calendar year.
6 Cigna Healthcare internal utilization data. As of May 2023. Subject to change.
7 Cigna Healthcare internal utilization data – average percentage of recommendations across network DPPO dentists by Cigna Healthcare customers. As of May 2023. Subject to change.
8 Sample monthly rates are based on a single person per month and represent the national average rates for each Cigna Healthcare plan (all ages and geographic locations) and reflect rates as of July 2022. Premiums vary by geographic area.
9 Deductibles vary by plan and services. Please refer to the policy to understand the specific deductible and service details.
10 Implants subject to $2,000 lifetime maximum and a 12-month waiting period.
11 Not Available in AK, CA, MT, ND, OK, RI, SD, UT, VT and WA. The discount medical, health and drug benefits (The Program) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Program provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Program. The range of discounts for medical, pharmacy or ancillary services offered under The Program will vary depending on the type of provider and products or services received. The Program does not make and is prohibited from making members’ payments to providers for products or services received under The Program. The Program member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Program, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Program. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1.800.240.2035 or email
^ Available benefits up to $3,650 are only available with the Cigna Dental Vision Hearing 3500 insurance plan. Available benefits up to $5,000 are only available with the Cigna Dental 5000/250 and Cigna Dental 5000/200 insurance plans. Listed benefit total is for the calendar year maximum per person. Refer to the policy for a complete list of benefit highlights and limitations.
Not all plans available in all states. Please refer to plan documents for more details. Please note: The only Cigna Healthcare plans available for New Mexico residents are the Cigna Dental 1000 and the Cigna Dental 1500 dental insurance plans. Not for use in UT.
For New Mexico residents this page is advertising dental insurance products and form codes are INDDENPOLNM0322.1500 and INDDENPOLNM0322.1000. For Oregon residents, this page is advertising dental insurance products and form codes are INDDENTPOLOR0713.Prev, INDDENTPOLOR0713.1000, INDDENTPOLOR0713.1500, INDDVPOL (OR) 1021.1000, INDDVHPOL (OR), 1021.2000, INDDVHPOL (OR), 1021.3500
This page is not intended for use in NM and OR.
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The Cigna Group Information
Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see
All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.