Affordable Cigna Dental Insurance Plans
If you are buying dental insurance on your own, we make it easy to find an affordable plan, including options that bundle vision and hearing coverage. Our plans start from around $1 a day.1 Shop year-round, 24/7/365, and join the over 18 million customers who choose Cigna Dental.2
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When is Cigna Dental Insurance right for you?
Anytime! Enroll year round. Our nationwide plans are available to almost anyone. Enroll today and your coverage can start as soon as next month.
Cigna Dental Insurance Plans*
Choose from lower deductible plans, higher benefit plans, or coverage that includes vision and hearing all in one. Explore your options below.
Low Deductible Plans
Low-cost coverage for you and your family.
Average monthly premiums9 as low as $20.
High Annual Maximum Plans
More robust coverage, higher benefits.
Average monthly premiums9 as low as $24.
Dental plus coverage for vision, or vision and hearing.
Average monthly premiums9 as low as $32.
Looking for an alternative to traditional dental insurance? Learn more about our
Waiting Periods: If you’ve recently had prior dental coverage, waiting periods may be waived for select procedures. Review details for your state and plan by going to plan documents.
Often bought together
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Looking for plans through your employer?
This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.
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Plans insured by Cigna Health and Life Insurance Company
*CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
1(+) Sample daily rate is based on a single person and represents Cigna's national average rate for all plans (all ages and geographic locations) and reflects rates valid through February 2023.
2 Projected number of dental customers for year-end 2021. Cigna Dental book of business, internal reporting as of December 2020.
3 You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
4 Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.
5 Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.
6 Cigna internal utilization data. As of October 2019.
7 Cigna internal utilization data – average percentage of recommendations across network DPPO dentists by Cigna customers. As of October 2020.
8 Cigna 7/2018 analysis of dental claims and
9 Sample monthly rates are based on a single person per month and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates as of July 2022. Premiums vary by geographic area.
10 Deductibles vary by plan and services. Please refer to the policy to understand the specific deductible and service details.
11 Implants subject to $2,000 lifetime maximum and a 12-month waiting period.
12 Not Available in AK, CA, MT, ND, OK, RI, SD, UT, VT and WA. The discount medical, health and drug benefits (The Program) are NOT insurance, a health insurance policy, a Medicare Prescription Drug Plan or a qualified health plan under the Affordable Care Act. The Program provides discounts for certain medical services, pharmaceutical supplies, prescription drugs or medical equipment and supplies offered by providers who have agreed to participate in The Program. The range of discounts for medical, pharmacy or ancillary services offered under The Program will vary depending on the type of provider and products or services received. The Program does not make and is prohibited from making members’ payments to providers for products or services received under The Program. The Program member is required and obligated to pay for all discounted prescription drugs, medical and pharmaceutical supplies, services and equipment received under The Program, but will receive a discount on certain identified medical, pharmaceutical supplies, prescription drugs, medical equipment and supplies from providers in The Program. The Discount Medical Plan/Discount Plan Organization is Alliance HealthCard of Florida, Inc., 5005 LBJ Freeway, Suite 1500, Dallas, TX 75244. You may call 1.800.240.2035 or email
^ Available benefits up to $3,650 are only available with the Cigna Dental Vision Hearing 3500 insurance plan. Available benefits up to $5,000 are only available with the Cigna Dental 5000/250 and Cigna Dental 5000/200 insurance plans. Listed benefit total is for the calendar year maximum per person. Refer to the policy for a complete list of benefit highlights and limitations.
Not all plans available in all states. Please refer to plan documents for more details. Please note: The only Cigna plans available for New Mexico residents are the Cigna Dental 1000 and the Cigna Dental 1500 dental insurance plans.
For New Mexico residents this page is advertising dental insurance products and form codes are INDDENPOLNM0322.1500 and INDDENPOLNM0322.1000. For Oregon residents, this page is advertising dental insurance products and form codes are INDDENTPOLOR0713.Prev, INDDENTPOLOR0713.1000, INDDENTPOLOR0713.1500, INDDVPOL (OR) 1021.1000, INDDVHPOL (OR), 1021.2000, INDDVHPOL (OR), 1021.3500
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The Cigna Group Information
Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna representative.
All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates ( see