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Home Individuals & Families Shop for PlansAffordable Dental Insurance Plans for Individuals

Affordable Cigna Dental Insurance Plans

If you are buying dental insurance on your own, we make it easy to find an affordable plan, including options that bundle vision and hearing coverage. Our plans start from less than a $1 day.1 Shop year-round, 24/7/365, and join the over 18 million customers who choose Cigna Dental.2

Shop and compare Dental plans now

Find in-network dentists, too, in a few short steps.

Or, you can call for a free quote, Mon-Fri, 8 am - 8 pm, ET

When is Cigna Dental Insurance right for you?

Anytime! Enroll year round. Our nationwide plans are available to almost anyone. Enroll today and your coverage can start as soon as next month.

Cigna Dental Insurance Plans*

Choose from lower deductible plans, higher benefit plans, or coverage that includes vision and hearing all in one. Explore your options below.

Low Deductible Plans

Low-cost coverage for you and your family.

Average monthly premiums9 as low as $20.

$0-$50 deductibles10 Up to $1,500 in benefits $0 dental check-ups, including cleanings and routine x-rays5 Orthodontia available on select plansSee any dentist you’d like, but save more with a dentist in the Cigna Advantage DPPO network

Shop Now Cigna Dental Preventive Cigna Dental 1000 Cigna Dental 1500

High Annual Maximum Plans

More robust coverage, higher benefits.

Average monthly premiums9 as low as $24.

$100-$250 deductibles10 Up to $5,000 in benefits $0 dental check-ups, after deductible, including cleanings and routine x-rays5 See any dentist you'd like, but save more with a dentist in the Total Cigna DPPO network

Shop Now Cigna Dental 5000/250 Cigna Dental 3000/150 Cigna Dental 3000/100

Bundled Plans

Dental plus coverage for vision, or vision and hearing.

Average monthly premiums9 as low as $32.

$50-$100 deductibles10 Up to $2,500 in dental benefits Up to $300 in vision benefitsUp to $700 in hearing benefits Dental implants available on select plans11See any dentist you’d like, but save more with a dentist in the Cigna Advantage DPPO network

Shop Now Cigna Dental Vision 1000 Cigna Dental Vision Hearing 2000 Cigna Dental Vision Hearing 3500

Looking for additional savings on your dental care? Learn more about our discount plans

Waiting Periods: If you’ve recently had prior dental coverage, waiting periods may be waived for select procedures. Review details for your state and plan by going to plan documents. View Dental Plan Documents

View State Policy Disclosures, Exclusions, Limitations, and Reductions
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Often bought together

Medicare Supplement Plan N Medicare Prescription Drug Plan Individual Medical Plan

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This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.

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Medical Coverage

Supplemental Coverage

Plans insured by Cigna Health and Life Insurance Company

*CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).

1(+) Sample daily rate is based on a single person and represents Cigna's national average rate for all plans (all ages and geographic locations) and reflects rates valid through July 2022.

2 Projected number of dental customers for year-end 2021. Cigna Dental book of business, internal reporting as of December 2020.

3 You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

4 Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.

5 Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.

6 Cigna internal utilization data. As of October 2019.

7 Cigna internal utilization data – average percentage of recommendations across network DPPO dentists by Cigna customers. As of October 2020.

8 Cigna 7/2018 analysis of dental claims and myCigna.com activity between 2/1/17 and 4/30/18. Results may vary.

9 Sample monthly rates are based on a single person per month and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates as of July 2022. Premiums vary by geographic area.

10 Deductibles vary by plan and services. Please refer to the policy to understand the specific deductible and service details.

11 Implants subject to $2,000 lifetime maximum and a 12-month waiting period.

^ Available benefits up to $3,650 are only available with the Cigna Dental Vision Hearing 3500 insurance plan. Listed benefit total is for the calendar year maximum per person. Refer to the policy for a complete list of benefit highlights and limitations.

Not all plans available in all states. Please refer to plan documents for more details.

This page is not intended for use in OR.

For New Mexico residents, NM: INDDENPOLNM0322.1500 and INDDENPOLNM0322.1000. For Oregon residents, this page is advertising dental insurance products and form codes are INDDVPOL (OR) 1021.1000, INDDVHPOL (OR), 1021.2000, INDDVHPOL (OR), 1021.3500

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Disclaimer

Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna representative.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of North Carolina, Inc. and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates ( see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

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