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As of your new policy effective date, you can access the Summary of Benefits and Coverage (SBC) online by logging into your account on myCigna.com. A paper copy is also available, free of charge, by calling toll-free 1 (866) 494-2111.
This document summarizes important information about each medical plan in a standard format, including the deductible, out-of-pocket maximum and coinsurance level.
These are policy/service agreement documents specific only to the coverage represented in the actual medical document. Any other benefit or coverage representation will not be considered actual medical benefits provided by the plan.
Some states require an Outline of Coverage (OOC) document, which provides a brief description of the important features of your dental plan.
Review an outline of important medical and dental coverage information that can help make insurance easy to understand.