Mental Health and Substance Use Benefits

What are Mental Health benefits?

These benefits¹ provide coverage to enable treatment of mental health conditions under employer sponsored health plans.

Your employer’s plan may include access to:

• The Behavioral Health network of licensed mental health providers
• Mental health services and follow up case management services
• Consultations, referral services and outpatient services
• Referrals to local community support groups, behavioral coaches, and online resources

What are Substance Use benefits?

These benefits¹ provide coverage to enable the treatment of substance use under employer-sponsored health plans. Your employer's plan may include access to benefits for confidential therapy, a variety of treatment options, and access to recovery specialists.

Your employer's plan may include access to:

• Inpatient and outpatient treatment services, combined with follow-up case management services, if needed
• Personalized coaching and support programs that work with your schedule and life challenges
• Referrals to local community support groups, behavioral coaches, and online resources

Additional plan features²

• Follow your employer’s medical plan requirements to make an appointment with a psychiatrist (a mental health medical doctor), therapist, or an inpatient treatment hospital or clinic. Your doctor, counselor or therapist may also refer you and help you coordinate care or treatment.
• Pay your share of costs according to your plan. For plans with a deductible, pay for covered care until you meet the plan deductible, if the plan has one. When you meet the deductible, the plan starts to cover some or all of your costs as outlined in your plan documents.
• Check your plan documents for information about treatments that may require prior approval by Cigna Healthcare^SM before you get the service to receive coverage under your plan.

View Cigna Healthcare Company Names

¹Behavioral health benefits are administered by Evernorth Behavioral Health, Inc. For information about behavioral health benefits in California, visit https://www.cigna.com/cignastatedirectory/cigna-in-california

²The details of your employer’s specific plan may vary. Please refer to your plan documents or contact your employer for costs and more information on what’s covered and not covered by the plan.

Medical and behavioral plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC), Connecticut General Life Insurance Company, or their affiliates. Plans contain exclusions and limitations and may not be available in all areas. For costs and details of coverage, see your plan documents. Policy forms: OK - HP-APP-1 et al., OR - HP-POL38 02-13, TN - HP-POL43/HC-CER1V1 et al. (CHLIC).