Plans are insured by Cigna Health and Life Insurance Company or its affiliates:

Health Insurance Plans in Florida

If you recently lost coverage from your employer or had a life change, Cigna can help you spend less and get the coverage you need.

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Special Enrollment Period

If you recently lost your job and your health insurance coverage due to the Coronavirus (COVID-19) or had a major life event such as marriage, relocation, or a new baby, you may qualify for Special Enrollment in Florida. You may also be eligible to financially qualify for both a premium tax credit and a cost sharing reduction, to help reduce your health insurance premium and total out-of-pocket costs.

If you qualify, you have 60 days from the time of the event to make changes to your health plan, or browse the 2020 health plans and apply.

2020 Cigna Health Insurance Plans

Before you apply, please review the Summary of Benefits and Coverage (SBC) for Florida health insurance plans. This document has important information about each plan to help you decide which plan is right for you.

If you are already a Cigna customer, you can find the SBC for your current plan on myCigna®. Log in, go to your Medical coverages, and look for “Main features of your plan."

How much do these plans cost?

The amount you pay monthly for your coverage (also called your premium) will vary depending on where you live, the size of your household, your income, and other factors.

Call us today for a free quote at 1 (866) 438-2446, 8 am - 8 pm, ET, Monday - Friday. Agents are available to help you choose a plan and apply.

Or, get a free online quote.

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Marketplace plans at a glance

Popular plans come in three categories: Bronze, Silver, and Gold, also called “metal levels.”

  Bronze Silver Gold

Premium costs




Out-of-pocket expenses




Subsidy eligibility

Premium tax credits

Premium tax credits and cost sharing reductions

Premium tax credits

This plan is a good fit for people who:

Want to keep premiums low or don’t plan on seeing a doctor often

Have families and/or see doctors regularly for illnesses and accidents

See their doctors frequently and take multiple prescription medicines

Learn more about the metal levels in marketplace plans.