The Value of Disability Insurance

Did you know that disability insurance can replace a portion of your salary for a predetermined amount of time when you're disabled and can’t work due to a covered injury or illness? It’s usually available as short-term and/or long-term coverage.

We're experts in disability coverage. We work with thousands of employers to provide cost-effective, quality disability coverage we believe is unsurpassed in value. What makes our disability coverage so special?

• Easy-to-understand materials that take the mystery out of understanding disability coverage, and help you use the plan to get the most value
• Prompt, friendly service that ensures questions are answered quickly and covered claims are paid promptly and accurately
• Personalized rehabilitation support that helps you return to work quickly so you're back in control of your life and future
• No-cost, value-added services to help you better manage your life. You can get discounts on health and wellness services such fitness clubs, smoking cessation, weight loss programs, and even massages to help you maintain your health, well-being and security. You also have access to an online tool to help you prepare a will and other legal documents as well as receive step-by-step assistance to help you work through identity theft issues.