Our approach takes into account the total health of your employees: Body and Mind
At Cigna, our cost-effective plan designs, personalized customer support, coaches, clinicians, and experienced guidance engage your employees on all levels to help them – and your organization – be healthy, productive, and financially secure.
Cigna Additional Insurance Options
Pays benefits for a broad range of injuries or treatments from a covered accident.
Pays a lump-sum payment for diagnosis of a covered critical illness.
Provides additional financial protection by paying a portion of an employee’s paycheck when they are unable to work due to a covered disability.
Pays expenses from a serious injury or death caused by a covered accident.
Pays a fixed benefit for covered hospital stays from a covered injury or illness.
Why offer your employees additional insurance?
Our broad suite of additional insurance options are designed to work together to fit the needs of your organization and your employees.
Our cost-effective plan solutions and whole-person insights help you and your employees get maximum value from each plan.
Our in-house expert clinical and vocational resources offer support, coaching, and guidance to help employees get back to work and life.
Did you know?
- 1 in 4 20-year-olds in the U.S. will become disabled before retirement 1
- In the United States, someone has a heart attack every 40 seconds.2
- 1 in 7 Americans are treated for accidents every year.3
1 Social Security Administration, “The Facts about Social Security’s Disability Program.” January 2019.
2 The Heart Foundation, "Heart disease: scope and impact." January 2019.
3 National Safety Council, “Injury Facts.” 2017 Edition.
GROUP ACCIDENT, ACCIDENTAL INJURY, CRITICAL ILLNESS AND HOSPITAL CARE POLICIES PAY LIMITED BENEFITS ONLY. THEY ARE NOT COMPREHENSIVE HEALTH INSURANCE COVERAGE AND DO NOT COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). THIS COVERAGE IS NOT MEDICAID OR MEDICARE SUPPLEMENT INSURANCE.
Group term life, AD&D, disability, accidental injury, critical illness and hospital care insurance policies and plans are offered by Life Insurance Company of North America (LINA), except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). Group Universal Life insurance is offered by Connecticut General Life Insurance Company (CGLIC). Product availability may vary by location and plan type and is subject to change. All plans and insurance policies may contain exclusions, limitations, reduction of benefits and terms under which the plan or policy may be continued in force or discontinued. For costs and details of coverage, contact Cigna. Policy forms: Accidental Injury: GAI-00-1000, GAI-00-1000.OR et al.; Critical Illness: GCI-00-1000, GCI-02-1000, GCI-00-0000.OR, GCI-02-0000.OR et al.; Hospital Care (Indemnity): GHIP-00-1000, GHIP-00-1000.ORa et al.; Disability/Term Life - TL-004700 et al.; Blanket Accident: BA-01-1000.00 et al. & BA-01-1000.38 (OR); Group Accident: GA-00-1000.00 et al. (LINA); GUL - XX-603404 et al. (CGLIC).