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Cigna Dental Exclusive Provider Organization (DEPO) Plans

Covers most in-network preventive and diagnostic services at a competitive rate, or at no extra cost to you.2

Being offered a Cigna DEPO plan through work?

The Dental Exclusive Provider Organization (DEPO) plan lets you visit any dentist in the plan’s network without the need to choose a primary dentist or get specialist referrals.

Cigna DEPO plan features1

  • In-network only coverage with access to a large network of dentists
  • Out-of-network services are not covered, unless for emergency dental care as defined by your plan documents
  • No specialist referrals needed
  • You choose an in-network dentist, schedule an appointment, and pay your bill when you receive services
  • When you meet your annual deductible and satisfy any waiting periods, you pay a coinsurance (a portion of covered charges), and the plan pays the rest (up to the yearly or lifetime dollar limit of the plan)

Easily search for DEPO network providers in the directory on Cigna.com.

More Dental Plans Through Your Employer

Cigna Dental Care (DHMO) Dental Preferred Provider Organization (DPPO) Dental Indemnity

Next steps for shoppers

You'll most likely enroll in your plan using your employer's enrollment tool/website. If not, check with your HR department.

Need help understanding how insurance plans work? To learn more, visit the Knowledge Center

Are you a new member?

If you've recently enrolled in a Cigna plan through your employer, here are next steps:

Activate your myCigna account3
Check out member programs and services

Buying a plan on your own?

This page features plans you get through an employer. If you're looking for plans you can buy for yourself or your family, we can help get you there.

Find a plan that's right for you

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1Please refer to your plan documents or contact your employer for more information on what out-of- pocket costs you may be responsible for and what’s covered and not covered by the plan.

2Not all preventive care services are covered. For example, athletic mouth guards and prescription medications are generally not covered. In general, the following limitations apply: two (2) cleanings per calendar year, one (1) bitewing x-ray per calendar year, one (1) full mouth x-ray every five (5) calendar years, and one (1) panorex x-ray every five (5) calendar years. Plans vary, so see your plan documents for details and a complete list of covered and non-covered services.

3Customers under age 13 (and/or their parent/guardian) will not be able to register at myCigna.com.

All dental insurance policies and dental plans contain exclusions and limitations. For costs and details of coverage, see your plan documents. Dental EPO plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC) or Connecticut General Life Insurance Company, with network management services provided by Cigna Dental Health, Inc. and certain of its subsidiaries. In Texas, the insured dental plan is known as Cigna Dental Choice, and this plan uses the national Cigna DPPO network. Policy forms: OK – HP-POL99/HP-POL388, OR - HP-POL68/HP-POL352, TN – HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC).

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Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

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