Why choose Cigna dental plans?
No copays or deductibles for cleanings, routine x-rays, and more with in-network dentists.
Visit dentists from our national network of over 89,000 dentists2 for maximum savings and zero paperwork.
Customers with certain medical conditions get extra savings with the Cigna Oral Health Integration Program®.
Customer service around the clock – call or chat whenever is convenient for you.
Cigna Dental Insurance Plans
Whether or not you have a Cigna medical insurance plan, you can take advantage of Cigna's dental coverage.
We currently offer three dental preferred provider organization (PPO) plans to people of all ages, nationwide
Note: These dental plans are for individual shoppers.
When you know you need dental care
per person, per month from
$35†
Preventive
You pay $0
In-network, no deductible
Restorative
Covered up to $1,500
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Covered up to $1,000
Lifetime limit, separate deductible, coinsurance.
When you want to reduce premium expenses
per person, per month from
$30†
Preventive
You pay $0
In-network, no deductible
Restorative
Covered up to $1,000
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Not covered
When you want basic coverage
per person, per month from
$19†
Preventive
You pay $0
In-network, no deductible
Restorative
Not covered
Deductible
Individual: None
Family:None
Orthodontia
Not covered
View State Policy Disclosures, Exclusions and Limitations
*Waiting periods may apply to restorative and orthodontia services. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
An Affordable Alternative to Dental Insurance
Looking to save on dental care, but don’t want a full dental insurance plan? Consider our dental discount cards for individuals, families, and seniors. Membership starts at $8 per month.
Explore Programs on CignaDentalSavings.comMore Insurance for Individuals and Families
CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
1Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply.
2Data as of July 2017
†Sample monthly rate is based on a single person and represents Cigna's national average rate for each plan (all ages and geographic locations) and is valid through December 31, 2018. Rates are based on customer age and geographic location.