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How can Cigna Dental insurance help you save?

With dental plans starting from less than $1 per day1 and access to 92,700+ dentists in 309,000+2 convenient locations across Cigna's large nationwide network, it's easy to find an affordable plan to help you save your smile—and your wallet.

Get a quoteOr call 1 (855) 352-1604, Monday - Friday, 8 am - 10 pm ET, Saturday, 8 am - 3 pm ET

Why choose Cigna dental plans?

$0 preventive care

You will pay $0 for a dental exam every six months including cleanings, oral exam, and routine x-rays with no deductibles or copays.3

Nationwide network

For maximum savings and 0 paperwork, visit one of the 92,700+ dentists and dental specialists in 309,000+ convenient locations2 across our large nationwide network.

Brighter Score© Feature

Compare dentists and specialist scores for affordability, professional history, costs and ratings for different procedures, and patient experiences.4

24/7/365 Customer Service

Customer Service around the clock – call when it's convenient for you at 1 (800) 997-1654.

Cigna Dental Insurance Plans

You can enroll in a Cigna Dental plan with or without a Cigna medical plan. Affordable plan options, thousands of dentists, and locations to choose from in convenient locations across the U.S.—that's why 18 million customers choose Cigna dental insurance.5

Cigna Dental 1500*

Highest level of dental coverage for planned and unplanned care

average monthly premium

$391

You pay $0

In-network, no deductible

Covered up to $1,500

Per year, after deductible and coinsurance.

Individual: $50
Family: $150

Covered up to $1,000

Lifetime limit, separate deductible, coinsurance.

Cigna Dental 1000*

Same quality provider network with lower premium

average monthly premium

$331

You pay $0

In-network, no deductible

Covered up to $1,000

Per year, after deductible and coinsurance.

Individual: $50
Family: $150

Not covered

In-network discounts available2

Cigna Dental Preventive**

Coverage to maintain your dental health

average monthly premium

$191

You pay $0

In-network, no deductible

Not covered

Individual: None
Family:None

Not covered

Note: These dental plans are for individual shoppers.

*Waiting periods may apply to restorative and orthodontia services, except in RI and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

Already have a quote?

Get your quoteor call 1 (855) 352-1604, Monday - Friday, 8 am - 10 pm ET, Saturday, 8 am - 3 pm ET

CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).

1Sample daily and monthly rates are based on a single person and represent Cigna's national average rates for all plans (all ages and geographic locations) and reflects rates valid through July 2022. Premiums vary by geographic area.

2Cigna internal data July 2021. Subject to change.

3Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.

4Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.

5Projected number of dental customers for year-end 2021. Cigna Dental book of business, internal reporting as of December 2020.