Plans insured by Cigna Health and Life Insurance Company
With dental plans starting from $19 per person, per month† and access to 93,000+ dentists in 297,000+1 convenient locations across Cigna's large nationwide network, it's easy to find an affordable plan to help you save your smile--and your wallet.
You will pay $0 for a dental exam every six months including cleanings, oral exam, and routine x-rays with no deductibles or copays.
For maximum savings and 0 paperwork, visit one of the 93,000+ dentists and dental specialists in 297,000+ convenient locations1 across our large nationwide network.
Compare dentists and specialist scores for affordability, professional history, costs and ratings for different procedures, and patient experiences.
Customer Service around the clock – call when it's convenient for you at 1 (800) 997-1654.
You can enroll in a Cigna Dental plan with or without a Cigna medical plan. Affordable plan options, thousands of dentists, and locations to choose from in convenient locations across the U.S.—that's why 17 million U.S. consumers choose Cigna dental insurance.
Highest level of dental coverage for planned and unplanned care
per person, per month starting from
$35†
Preventive1
You pay $0
In-network, no deductible
Restorative
Covered up to $1,500
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Covered up to $1,000
Lifetime limit, separate deductible, coinsurance.
Same quality provider network with lower premium
per person, per month starting from
$30†
Preventive1
You pay $0
In-network, no deductible
Restorative
Covered up to $1,000
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Not covered
In-network discounts available2
Coverage to maintain your dental health
per person, per month starting from
$19†
Preventive1
You pay $0
In-network, no deductible
Restorative
Not covered
Deductible
Individual: None
Family:None
Orthodontia
Not covered
Note: These dental plans are for individual shoppers.
See dental benefits your employer may offer
View State Policy Disclosures, Exclusions and Limitations
*Waiting periods may apply to restorative and orthodontia services, except in RI and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
†Sample monthly rates are based on a single person and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates valid through June 30, 2021.
1Cigna internal data March 2020. Subject to change.
2Discounts are not available Maryland, New York and Virginia.
