Why choose Cigna dental plans?
No copays or deductibles for cleanings, routine x-rays, and more with in-network dentists. Maintaining dental health is easier!
Visit dentists from our national network of over 90,000 dentists at over 286,000 locations2 for maximum savings and zero paperwork.
Compare dentists based on scores for affordability, professional history, and patient experience.
Customer service around the clock – call whenever it’s most convenient for you.
Cigna Dental Insurance Plans
You can take advantage of Cigna dental coverage with or without a Cigna medical plan. Our dental preferred provider organization (DPPO) plans offer affordable dental plan options to people of all ages, nationwide. Fifteen million U.S. consumers choose Cigna dental insurance.
Highest level of dental coverage for planned and unplanned care
per person, per month from
$35†
Preventive
You pay $0
In-network, no deductible
Restorative
Covered up to $1,500
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Covered up to $1,000
Lifetime limit, separate deductible, coinsurance.
Same quality provider network with lower premium
per person, per month from
$30†
Preventive
You pay $0
In-network, no deductible
Restorative
Covered up to $1,000
Per year, after deductible and coinsurance.
Deductible
Individual: $50
Family: $150
Orthodontia
Not covered
Coverage to maintain your dental health
per person, per month from
$19†
Preventive
You pay $0
In-network, no deductible
Restorative
Not covered
Deductible
Individual: None
Family:None
Orthodontia
Not covered
Note: These dental plans are for individual shoppers.
See dental benefits your employer may offer
View State Policy Disclosures, Exclusions and Limitations
*Waiting periods may apply to restorative and orthodontia services, except in RI and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.
More Insurance for Individuals and Families
CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).
1Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply.
2Data as of September 2018.
†Sample monthly rate is based on a single person and represents Cigna's national average rate for each plan (all ages and geographic locations) and is valid through December 31, 2018. Rates are based on customer age and geographic location.