Cigna Dental Vision Hearing 3500

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Plans insured by Cigna Health and Life Insurance Company

¹ Sample daily and monthly rate are based on a single person and represents Cigna's national average rate for the Cigna Dental Vision Hearing 3500 plan (all ages and geographic locations) and reflects rates valid through July 2022. This plan is not available in NM, NY, MT, WA, and VA.

² Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year. For Maryland customers, please refer to the Outline of Coverage for Frequency/Limitation information.

³ Waiting periods may vary by state. See Outline of Coverage for more details about waiting periods. Dental waiting period waived for members with proof of prior similar dental insurance coverage elsewhere for ≥12 months and ending no more than 63 days prior to plan effective date. Implants are not eligible for waiver and subject to a $2,000 lifetime maximum. Dental plans do not apply waiting periods to covered preventive/diagnostic services and temporomandibular joint services in MN. 

⁴ You may pay more for out-of-network charges if the dentist's charges exceed the amount Cigna reimburses for billed services. Covered expenses for Non-Participating Providers (Out-of-Network) are based on the Contracted Fee which may be less than Actual Billed Charges. Non-Participating Providers can bill you for amounts exceeding covered expenses (often called Balance Billing). Balance Billing is when a Non-Participating Provider bills you for the difference between the charges for a service, and what Cigna will pay for that service after coinsurance and Contracted Fee have been applied. The Contracted Fee is the most Cigna will pay a dentist for a covered service or procedure for out-of-network dental care that is based on a basic Cigna DPPO Advantage fee schedule within a specified area. For Massachusetts and Alaska customers: You pay the difference between the provider’s Actual Billed Charges and the Maximum Reimbursable Charge. For MN customers, coverage is provided for Temporomandibular Joint Dysfunction (TMJ) services, non-surgical, at 50% in-network and out-of-network (plan deductible applies).

⁵ Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.

⁶ The downloading and use of the myCigna^® mobile app is subject to the terms and conditions of the app and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply. 

Product availability may vary by location and plan type and is subject to change. All dental insurance policies contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna representative.

All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company and Cigna Dental Health, Inc. In Texas, the Dental plan is known as Cigna Dental Choice, and this plan uses the national Cigna DPPO Advantage network.