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Informed on Reform

The U.S. health care system is complex. We help provide simplified insights, and information on current health issues and prominent health plan regulations.

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Your ACA Roadmap

New rules take effect each year. Keep up to date with our interactive tool.

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Frequently Asked Questions

Common questions, common answers. Our FAQs simplify the legal lingo.

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Reporting Requirements Toolkit

IRS Reporting Requirements are due annually during the tax-filing season. Reporting and outreach requirements can be challenging.

All Resources

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Article | October 2017

Executive Action on Health Care
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Article | March 2017

AHCA Withdrawn – What’s Next?
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Article | January 2017

Navigating the Road Ahead
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The Evolving Health Care Landscape

Recent legislative, regulatory, and administrative changes that are impacting the ACA.

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Article

Fees and Taxes

Insurers and employers pay several fees and taxes to help fund the ACA.

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Article

Cadillac Tax
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Informed on Reform FAQs

What is the Actuarial Value Calculator and how is it used?

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Article

Essential Health Benefits

Understand what plans must cover these health benefits, and how various plans are impacted by respective cost sharing limits and rules.

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Article

Medical Loss Ratio Rebates FAQs

Answers to the most common questions around Medical Loss Ratio (MLR) rebates.

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Employer Mandate

Employers must offer health insurance or pay a penalty

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Wellness Programs and Incentives

Federal regulations are complex – understand the rules for "participatory" and "health contingent" wellness programs and related incentives

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Individual Mandate

From 2014 - 2018, most Americans were required to have health insurance or pay a penalty.

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Cost Sharing

These limits apply to in-network out-of-pocket costs for most health plans

Our Vision and Approach

Cigna supports choice, transparency, and quality in order to expand access to care, improve health, and provide affordable and sustainable coverage. We believe aligning incentives among employers, individuals, and health care providers is essential to establishing a more cost-effective system that rewards outcomes, quality, and health improvement.

Industry Awards and Recognitions

Informed on Reform has been recognized by the following industry award programs:

  • The Communicator Awards
  • Stevie Award Honorees
  • Health Awards
  • Aster Awards

Industry Insights

Helping our clients and partners keep up with trends and new developments in health care and group benefits.

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Stay Up to Date

A few times a year, we’ll send you updates on industry trends, regulatory changes, and new requirements.

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