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Federal Regulations

Stay on top of federal requirements on health plans.

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ACA Mandates and Administration

Helping to ensure every American has access to affordable health insurance.

  • Individual Mandate
  • Employer Mandate
  • Reporting Requirements
  • Nondiscrimination, Section 1557
  • Public Exchanges

ACA Fees & Taxes

These aim to support the individual health insurance market and help fund government exchanges and treatment research.

  • Fees & Taxes
  • Cadillac Tax

Federal Benefits and Coverage Requirements

Health coverage requirements aimed to improve quality outcomes.

  • Cost Sharing Limits
  • Essential Health Benefits
  • Preventive Care
  • Summary of Benefits and Coverage
  • Wellness Programs and Incentives

Health Care Reform FAQs

Get answers to questions about a variety of reform topics in the evolving health care landscape.

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Cadillac Tax

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Embedded OOP Customer Impacts

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Employer Mandate

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Health Insurance Portability and Accountability Act

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Medical Loss Ratio Rebates FAQs

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Summary of Benefits and Coverage

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Informed on Reform FAQs

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Health Insurance Exchanges/Marketplaces

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The Evolving Health Care Landscape

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Nondiscrimination Requirements

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Reporting Requirements

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Cost Sharing

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Essential Health Benefits

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Fees and Taxes

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Individual Mandate

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ASO PPACA Fees and Reporting Resources

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Wellness Programs and Incentives

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Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

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