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Small Business (51-499)

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Benefit Solutions for Small Business (51-499 employees)*

We’ll help you get the right combination of benefits and services.

Cigna is dedicated to transforming health care with whole person health. We connect the body and mind across the entire health system.

Our whole-person health approach addresses the many dimensions of your employees’ health and well-being. And we offer a personal level of service and 24/7 support for you and your employees to help achieve better health outcomes, increased savings, and an overall better experience.

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Health and group benefits for small businesses (51-499 employees)*

The Value of the Network

With our range of network options, your employees can have access to our national and local networks designed to improve the quality of care while delivering savings to companies like yours.

Flexible Funding Solutions

We offer insured and self-funded solutions that are designed to meet the unique needs of your business. These are not repackaged big-company products and services.

Integrated Benefits

Integrate medical plans with our full range of health services, such as pharmacy and dental. Our benefits work together to streamline administration and help drive better total health and savings.

Health Accelerated: Life ConnectedSM

Our whole person health approach connects the many dimensions of your employees’ health and well-being – from physical and emotional needs to financial, social, and environmental impacts.

Supporting Products

Plans for under 100 employees

We offer whole-person health plans designed for smaller companies with 25-99 employees.* Comprehensive support includes medical, pharmacy, and behavioral coverage.

*In most states, Cigna offers group insurance coverage to employers with more than 50 full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees.

We also offer insurance for employers with 2 to 24 employees in Arizona. For more information, please call 1 (800) 456-6575 or email us at nesmallgroup@cigna.com

**Pharmacy coverage is only available with Cigna-administered medical plans

Featured Insights

Schaumburg Park Case Study
Schaumburg Park District: Improving Health Becomes a Walk in the Park

Learn how we helped this 200-person self-funded group dramatically expand its employee wellness program to address the potential for high health risks and the costs and unscheduled absences that come with them.

Advantages Myths Self Funding
Advantages and Myths of Self-Funding for Small Businesses

Be more confident in determining if a self-funded health plan can be a formula for success for a smaller company like yours.

2017-Value-Connected-Benefits-flyer-1-16x9-md
2017 Value of Connected Benefits [PDF]

This third-party study showed connected plans deliver savings, driven by customer engagement in health improvement programs.

Together, we can build a solution that's right for your business

Your local Cigna representative is here to get to know your business's unique needs and build a customized benefit solution.

Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna representative. Group health plans are insured or administered by Cigna Health and Life Insurance Company or its affiliates. Policy forms: OK - HP-APP-1 et al.; OR - HP-POL38 02-13; TN - HP-POL43/HC-CER1V1 et al.