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Small Business (51-499)

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Benefit Solutions for Small Business (51-499 employees)*

We'll partner with you to create a benefit solution that is right for your business.

Cigna is dedicated to making health care work for you and your employees by making it affordable, predictable, and simple.

Today, the same approach to health care just isn’t enough. Our whole-person health approach achieves results by focusing not only on medical needs and physical health but also on behavioral health. Additionally, we leverage our expanded pharmacy capabilities and personalize the customer experience. And we never stop innovating.

We offer a personal level of service and 24/7 support for you and your employees to help achieve better outcomes and increased savings.

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Health and group benefits for small businesses (51-499 employees)*

Integrated Benefits

Integrate medical plans with our full range of health services, such as pharmacy and dental. Our benefits work together to streamline administration and help drive better total health and savings.

Flexible Funding Solutions

We offer insured and self-funded solutions that are designed to meet the unique needs of your business. These are not repackaged big-company products and services.

The Value of the Network

With our range of network options, your employees can have access to our national and local networks designed to improve the quality of care while delivering savings to companies like yours.

Cigna Life ConnectedSM

Our whole person health approach connects the many dimensions of your employees’ health and well-being – from physical and emotional needs to financial, social, and environmental impacts.

Supporting Products

Plans for under 100 employees

We offer whole-person health plans designed for smaller companies with 25-99 employees.* Comprehensive support includes medical, pharmacy, and behavioral coverage.

*In most states, Cigna offers group insurance coverage to employers with more than 50 full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees.

**Pharmacy coverage is only available with Cigna-administered medical plans.

Featured Insights

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Thompson Pump Case Study: Impact of Cigna’s Life Connected Approach

Learn how they increased engagement, decreased costs, and boosted their overall culture of well-being.

Advantages Myths Self Funding

Advantages and Myths of Integrated Benefits

Getting medical, behavioral, pharmacy, and stop-loss benefits from 1 carrier is key to providing a more integrated view and managing a successful program.

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Building Greater Resilience in America

The Cigna Resilience Index reveals that resilience–or our ability to quickly recover from challenges–is at risk in three in five Americans, and finds that there are simple ways to build resilience.

Together, we can build a solution that's right for your business

Your local Cigna representative is here to get to know your business's unique needs and build a customized benefit solution.

Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna representative. Group health plans are insured or administered by Cigna Health and Life Insurance Company or its affiliates. Policy forms: OK - HP-APP-1 et al.; OR - HP-POL38 02-13; TN - HP-POL43/HC-CER1V1 et al.