Plans insured by Cigna Health and Life Insurance Company or its affiliates:

Cigna Dental Preventive

Starting from $19 per person, per month†

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When you mainly want coverage for dental check-ups, Cigna Dental Preventive is an affordable choice. Cigna pays 100 percent for cleanings, exams and routine x-rays1 when you visit a Cigna Dental Preferred Provider Organization (DPPO) Advantage provider, and there are no deductibles or annual benefit maximums for these services.

With this flexible dental PPO plan, you can see any dentist, but you’ll be 100 percent covered for preventive and diagnostic services2 when you choose from Cigna's national network of over 90,000 unique dentists at over 286,000 locations.*, **

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Benefits of All Cigna Dental Plans

  • Convenient billing and payments. Get your medical and dental insurance statements on one bill if you have Cigna for both.
  • No claim filling when you visit an in-network dentist. Cigna network dentists submit claims automatically.
  • No need to choose a primary dentist. And no referrals needed for specialist care.
  • Access to our national network of over 90,000 unique dentists at over 286,000 locations.* Choose from in-network or out-of-network providers. Stay in-network to get the most benefits.
  • Where available, access to the Cigna Oral Health Integration Program® for pregnant women and people with certain health conditions.
  • Digital tools for members, including the myCigna® mobile app.6
  • 24/7/365 live customer service, when and where you need it
Deductibles and Maximums

Benefit DPPO Advantage Network Out-of-network

Individual Calendar Year Deductible

Not applicable

Not applicable

Family Calendar Year Deductible

Not applicable

Not applicable

Calendar Year Benefit Maximum

Not applicable

Not applicable

Preventive/Diagnostic Services

Benefit DPPO Advantage Network Out-of-network

Preventive/Diagnostic Services Waiting Period

Not applicable

Not applicable

Preventive Diagnostic Services (Oral exams, cleanings, x-rays, fluoride application, sealants, non-orthodontic space maintainers)

You pay 0%

You pay the difference between the provider's standard fee and 100% of the Maximum Allowable Charge (MAC)3

 

Procedure Frequency/Limitation4

Oral Exams

1 per consecutive 6-month period

Routine Cleanings

1 routine prophylaxis or periodontal maintenance procedure per consecutive 6-month period (routine prophylaxis is Class I; periodontal maintenance procedure is Class III).

Routine X-Rays

Bitewings: 1 set in any consecutive 12-month period. Limited to a maximum of 4 films per set.

Fluoride Treatment

1 per consecutive 12 months for participants less than age 14

Sealants

1 treatment per tooth per lifetime. Payable on unrestored permanent bicuspid or molar teeth for participants less than age 14

Space Maintainers (non-orthodontic)

Limited to non-orthodontic treatment for prematurely removed or missing teeth for a person less than 14 years old

Basic Restorative Services

Benefit DPPO Advantage Network Out-of-network

Basic Restorative Services Waiting Period

Not applicable

Not applicable

Basic Restorative Services (Fillings, non-routine x-rays)

You pay 100% of the provider's standard fee

You pay 100% of the provider’s standard fee

Procedure Frequency/Limitation5

Fillings

Not covered under this plan.

Non-routine X-Rays

Not covered under this plan.

Routine Tooth Extraction

Not covered under this plan.

Emergency Treatment

Paid as a separate benefit only if no other service, except x-rays, is rendered during the visit

Major Restorative Services

Benefit DPPO Advantage Network Out-of-network

Major Restorative Services Waiting Period

Not applicable

Not applicable

Major Restorative Services5

You pay 100% of the provider's standard fee5

You pay 100% of the provider’s standard fee

 

Procedure Frequency/Limitation4

Periodontal (Deep Cleaning)

Not covered under this plan.

Periodontal Maintenance

Not covered under this plan.

Crowns

Not covered under this plan.

Root Canal Therapy

Not covered under this plan.

Wisdom Tooth Extraction

Not covered under this plan.

Dentures and Partials

Not covered under this plan.

Bridges

Not covered under this plan.

Orthodontia

Benefit DPPO Advantage Network Out-of-network

Orthodontia Waiting Period

Not applicable

Not applicable

Orthodontia

You pay 100% of the provider's standard fee

You pay 100% of the provider’s standard fee

Orthodontia Individual Lifetime Maximum

Not applicable

Not applicable

Procedure Frequency/Limitation

Orthodontia

Not covered under this plan.

State-Specific Details

Learn more about the benefits and coverage included in the Cigna Dental Preventive plan by selecting the state where you live:

 

All State Policy Disclosures, Exclusions, Limitations, and Reductions

 

This summary contains highlights only and is subject to change.

Start Your Quote

Get a free quote for Cigna dental coverage - it's all online and takes just a few minutes.

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We’re here to answer your questions and help find the right plan for you.

You can reach us Monday through Friday from 8:30 a.m. - 8:30 p.m. ET.
Call us at 1-855-352-1604

†Monthly rate is based on a single person and represents Cigna's national average rate for each plan using an average age. Valid through December 31, 2018.

1Frequency limitations apply.

2Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply.

3For North Carolina customers: You pay the difference between the provider’s standard fee and 95% of the Maximum Allowable Charge (MAC).

For Massachusetts and Alaska customers: You pay the difference between the provider’s standard fee and 100% of the Maximum Reimbursable Charge (MRC).

4For Maryland customers, please refer to the Summary of Benefits for Frequency/Limitation information.

5For AR, MN, NM, NV, and VT customers, coverage is provided for Temporomandibular Joint Dysfunction (TMJ) services, non-surgical, at 50% in network and out of network (plan deductible applies).

6The downloading and use of the myCigna® mobile app is subject to the terms and conditions of the app and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply.

*Data as of September 2018.

**You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

This summary contains highlights only and is subject to change.

This website is not intended for New Mexico residents.