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Health Care as We Get Older

Your health care needs will change as you age. Find out how to manage your care in the future, what it may cost, and how to best plan for your care.

Our health care needs change as we get older. Educating yourself today can help you know what to expect in the future. We tend to need more health care services as we age. It’s a good idea to sharpen your focus in order to save money, make better health care decisions, understand Medicare solutions, and more. Cigna can help. Here are a few tips to get you started.

How can you be more informed on your health as you age?

Want to be a smarter health care consumer? Learn how to save money while you improve your health. Taking an active role in your health care is the best way to get great care and lower your costs.

Get more tips

How can you make good health care decisions?

You’ll most likely need to make health care decisions for yourself and your family throughout your life. The decisions you make will affect your overall well-being, along with the quality and cost of your care. The more you learn about your choices, the more confident you’ll be.

Partner with your health care provider to learn about your options. Share your values, beliefs, and fears—and don’t be afraid to say “no” to care you don’t need or want.

What should you ask your health care provider?

It’s easier to talk to your health care provider when you know the right questions to ask. Make the most of your appointments, by thinking about the appointment ahead of time:

  • What concerns do you have about your health?
  • Has anything been bothering you?
  • What has the doctor prescribed in the past that you have questions about now?

How can you reduce drug costs?

Determine what you’re spending on prescription drugs today. Learn how you might be able to save money now, and in the future.

See what drugs are covered

When are you eligible for Medicare?

You are eligible for Medicare benefits when you turn 65. Will you or someone you love be eligible soon? Cigna Medicare offers plans to meet your individual needs.

Learn how Cigna Medicare works

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(2) any expense which You are not legally obligated to pay; or services for which no charge is normally made in the absence of insurance;

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(6) any deductible, Coinsurance or Co-payment not covered by Medicare, unless such coverage is listed as a benefit in this policy; or

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Y0036_23_788405_M | Page last updated 10/01/2022.