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  • Home Individuals & Families Shop for Plans Plans Offered Through Your Employer Dental Indemnity Plans

    Dental Indemnity Plans

    Choose any licensed dentist for routine, preventive, diagnostic and emergency dental care.

    Being offered a Cigna Healthcare Indemnity plan through work?

    Easy-to-use and cost-effective plan that doesn't require you to choose a primary care dentist or get specialist referrals.

    Cigna Healthcare Indemnity plan features2

    • When you meet your annual deductible and satisfy any waiting periods, you pay a coinsurance (a portion of covered charges), and the plan pays the rest (up to the yearly or lifetime dollar limit of the plan)
    • Plan pays a percentage (coinsurance) of the cost for covered services and covers most preventive and diagnostic services at a competitive rate, or at no extra cost to you1
    • Pay less for many covered services if you use in-network dentists; out-of-network services typically cost more

    Easily search for DPPO network providers in the directory on Cigna.com.

    View Cigna Healthcare Company Names

    Please refer to your plan documents or contact your employer for more information on what out-of-pocket costs you may be responsible for and what's covered and not covered by your employer’s specific plan.

    Not all preventive care services are covered. For example, athletic mouth guards and prescription medications are generally not covered. In general, the following limitations apply: two (2) cleanings per calendar year, one (1) bitewing x-ray per calendar year, one (1) full mouth x-ray every five (5) calendar years, and one (1) panorex x-ray every five (5) calendar years. Plans vary, so see your plan documents for details and a complete list of covered and non-covered services.

    All dental insurance policies and dental plans contain exclusions and limitations. For costs and details of coverage, see your plan documents. Dental indemnity plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC) or Connecticut General Life Insurance Company. Policy forms: OK – HP-POL99/HP-POL388, OR - HP-POL68/HP-POL352, TN – HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC).

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    Product availability may vary by location and plan type and is subject to change. All health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, review your plan documents or contact a Cigna Healthcare representative.

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