Dental Indemnity Plans

Being offered a Cigna Healthcare Indemnity plan through work?

Easy-to-use and cost-effective plan that doesn't require you to choose a primary care dentist or get specialist referrals.

Cigna Healthcare Indemnity plan features²

• When you meet your annual deductible and satisfy any waiting periods, you pay a coinsurance (a portion of covered charges), and the plan pays the rest (up to the yearly or lifetime dollar limit of the plan)
• Plan pays a percentage (coinsurance) of the cost for covered services and covers most preventive and diagnostic services at a competitive rate, or at no extra cost to you¹
• Pay less for many covered services if you use in-network dentists; out-of-network services typically cost more

Easily search for DPPO network providers in the directory on Cigna.com.

View Cigna Healthcare Company Names

¹ Please refer to your plan documents or contact your employer for more information on what out-of-pocket costs you may be responsible for and what's covered and not covered by your employer’s specific plan.

² Not all preventive care services are covered. For example, athletic mouth guards and prescription medications are generally not covered. In general, the following limitations apply: two (2) cleanings per calendar year, one (1) bitewing x-ray per calendar year, one (1) full mouth x-ray every five (5) calendar years, and one (1) panorex x-ray every five (5) calendar years. Plans vary, so see your plan documents for details and a complete list of covered and non-covered services.

All dental insurance policies and dental plans contain exclusions and limitations. For costs and details of coverage, see your plan documents. Dental indemnity plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC) or Connecticut General Life Insurance Company. Policy forms: OK – HP-POL99/HP-POL388, OR - HP-POL68/HP-POL352, TN – HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC).