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Home Individuals & Families Shop for Plans Plans Through Your EmployerDental Indemnity Plans

Cigna Dental Indemnity Plans

Choose any licensed dentist for routine, preventive, diagnostic and emergency dental care.

Being offered a Cigna Indemnity plan through work?

Easy-to-use and cost-effective plan that doesn't require you to choose a primary care dentist or get specialist referrals.

Cigna Indemnity plan features2

  • When you meet your annual deductible and satisfy any waiting periods, you pay a coinsurance (a portion of covered charges), and the plan pays the rest (up to the yearly or lifetime dollar limit of the plan)
  • Plan pays a percentage (coinsurance) of the cost for covered services and covers most preventive and diagnostic services at a competitive rate, or at no extra cost to you1
  • Pay less for many covered services if you use in-network dentists; out-of-network services typically cost more

Easily search for DPPO network providers in the directory on Cigna.com.

More Dental Plans Through Your Employer

Cigna Dental Care (DHMO) Dental Preferred Provider Organization (DPPO) Dental Exclusive Provider Organization (DEPO)

View Cigna Company Names

Please refer to your plan documents or contact your employer for more information on what out-of-pocket costs you may be responsible for and what's covered and not covered by your employer’s specific plan.

Not all preventive care services are covered. For example, athletic mouth guards and prescription medications are generally not covered. In general, the following limitations apply: two (2) cleanings per calendar year, one (1) bitewing x-ray per calendar year, one (1) full mouth x-ray every five (5) calendar years, and one (1) panorex x-ray every five (5) calendar years. Plans vary, so see your plan documents for details and a complete list of covered and non-covered services.

All dental insurance policies and dental plans contain exclusions and limitations. For costs and details of coverage, see your plan documents. Dental indemnity plans are insured and/or administered by Cigna Health and Life Insurance Company (CHLIC) or Connecticut General Life Insurance Company. Policy forms: OK – HP-POL99/HP-POL388, OR - HP-POL68/HP-POL352, TN – HP-POL69/HC-CER2V1/HP-POL389 et al. (CHLIC).

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Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

 Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna may not control the content or links of non-Cigna websites. Details