Minnesota and Wisconsin Residents
If you are a resident of Minnesota, please click here for Minnesota specific plan information
If you are a resident of Wisconsin, please click here for Wisconsin specific plan information
A Medicare Supplement Insurance plan, also called a Medigap plan, is a separate policy that supplements your coverage from Original Medicare Part A and Part B. Medicare Supplement insurance helps protect you against high out-of-pocket costs by helping pay for eligible healthcare expenses that Medicare does not pay for. Cigna* offers a variety of Medicare Supplement insurance plans for you to choose from. Availability varies by state and company.
*Insured by Cigna Health and Life Insurance Company, American Retirement Life Insurance Company or Loyal American Life Insurance Company
|Plans available only if first eligible for Medicare before 2020**|
$20 copay for office visits; $50 copay for ER▲
†Product availability varies by state and company – get an online quote or call to confirm which plans are available in your state, and to verify complete coverage benefits.
▲Plan N pays 100% of the Part B coinsurance, except for a copayment not to exceed $20 for some office visits and a $50 copayment for emergency room visits that don’t result in an inpatient admission.
^High Deductible F pays the same as Plan F and requires payment of your costs (coinsurance, copayments, deductibles) for Medicare approved expenses up to the current calendar year deductible amount before the policy pays any benefits. The Medicare deductible changes each year, per Centers for Medicare & Medicaid Services (CMS) guidelines.
** Which means your 65th birthday occurred before January 1, 2020, or you qualified for Medicare due to disability before January 1, 2020.
When comparing Medicare Supplement Insurance plans, it’s important to note that the government decides what basic benefits each plan offers, so coverage remains the same across all companies. For example, the basic benefits you’ll receive if you purchase Medicare Supplement Plan F from Cigna are the exact same basic benefits you’ll receive if you purchase a Medicare Supplement Plan F from a different insurance company.
Cigna is a global health service company dedicated to helping people improve their health, well-being and sense of security. We help people stay well, obtain access to health care, and recover from illness or injury with the right care at the right time. We’ll help you understand the ins and outs of Medicare Supplement Insurance to help you feel confident in your coverage. With our plans, you’ll receive great value, choice, and reliability.
If you have been denied coverage by another company due to certain medical conditions, we may be able to cover you. Call 1-855-809-1285 to learn more and see if you qualify.
Notice for persons eligible for Medicare because of disability:
In the following states, all Medicare Supplement plans are available to persons eligible for Medicare because of disability: Colorado, California, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Montana, New Hampshire, Oregon, Pennsylvania, South Dakota, Tennessee, Vermont and Wisconsin.