Health Insurance for the Self-Employed

Running your own show means you wear lots of different hats. So when it comes to paying the bills, you want quality coverage and a good value.

Wondering where to start when it comes to buying health insurance? Let's look at the basics of a health insurance plan. Whether you're single or have a family, here are some key features of a quality plan.

What should I look for?

• Options: You want a choice of plans at prices that work for you.
• Quality care: You need access to personalized treatment from doctors and hospitals, no matter where you are.
• Discounted rates: You'll want a range of in-network doctors and hospitals to choose from, so you can take advantage of discounted rates.
• Annual check-ups and preventive care at no additional cost¹: Preventive care, such as your annual exam and screenings, help you stay healthy. These should be covered under your plan benefits.
• Easy-to-use tools: Online tools can help you pick plans and find doctors, and predict your costs.
• 24/7 service: When you have questions, you need access to claim and health care experts who can answer them.

How can I save money?

Because you're in business for yourself, your health care costs make a difference to your bottom line. The right insurance plan can help you save money on out-of-pocket costs. When you visit in-network providers, you get access to the lower rates that they've negotiated with your plan. When you see an out-of-network provider, your costs are typically higher. That's why it's important to choose a plan with in-network health care providers and hospitals in your area.

How can I save time?

Time is precious when you're running your own business. It helps to choose a plan with a customized, easy-to-use online website and mobile app, so you can manage your health whenever, wherever you are. Get information, find in-network providers, pay your health insurance premiums, view your claims, and print temporary ID cards.

And when you have a health issue on your mind, you want answers. It helps to have a health information line to call. Talk to a nurse 24/7 to get information and answers to your health-related questions.

How can Cigna help?

Cigna health plans make sense for self-employed people like you. We can help you choose a Cigna health insurance plan that's right for your needs and your budget. Find out about the plans and policies Cigna offers:

• Health Insurance
• Dental Insurance
• Supplemental Insurance