UV Safety: Sun Protection for Seniors
As we age, it’s even more important to practice good UV safety. Check out these sun protection tips for older adults.
What is UV safety?
Ultraviolet (UV) radiation comes from the sun. Our skin undergoes changes as we age, which weakens our defenses against skin disease. Our thinner skin allows UV light to penetrate more deeply, which can make us more vulnerable to skin damage. Smoking and pollution also harm our body’s ability to protect us from damage from the sun. All of this increases our risk of getting skin cancer.
Skin cancer is one of the most preventable forms of cancer.
It's never too late to protect yourself from the sun.
- Did you know that 40 to 50 percent of Americans aged 65 and older will have skin cancer at least once?
- Most skin cancers result from sun damage over time. Since seniors have lived longer, we have had the most exposure to the sun.
What are some UV safety tips for older adults?
- Pay attention to the time. The sun’s UV rays are the strongest between 10am - 4pm. Try to schedule your time outside in the early morning or afternoon. If you must be outside during this time, stay in the shade.
- Use the right sunscreen. Choose a sunscreen that is SPF 15 or higher and has “blocks UVA and UVB” or “broad spectrum” on the label.
- Use sunscreen correctly. Sunscreen should be applied 20 minutes before being in the sun and then reapplied every two hours. Be sure to reapply immediately after swimming or heavy sweating.
- Wear protective clothing. Wearing protective clothing like a wide-brimmed hat, a long-sleeved shirt, and long pants can protect you from the sun’s harmful rays. Some types of outdoor clothing are designed to filter UV rays. Also, be sure to remember your UV-filtering sunglasses.
Taking a few extra precautions will allow you to enjoy your time outdoors.
To learn more about sun protection, check out the
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The benefits of this policy will not duplicate any benefits paid by Medicare. The combined benefits of this policy and the benefits paid by Medicare may not exceed one-hundred percent (100%) of the Medicare Eligible Expenses incurred. This policy will not pay benefits for the following:
(1) the Medicare Part B Deductible;
(2) any expense which You are not legally obligated to pay; or services for which no charge is normally made in the absence of insurance;
(3) any services that are not medically necessary as determined by Medicare;
(4) any portion of any expense for which payment is made by Medicare or other government programs (except Medicaid); or for which payment would have been made by Medicare if You were enrolled in Parts A and B of Medicare;
(5) any type of expense not a Medicare Eligible Expense except as provided previously in this policy;
(6) any deductible, Coinsurance or Co-payment not covered by Medicare, unless such coverage is listed as a benefit in this policy; or
(7) Preexisting Conditions: We will not pay for any expenses incurred for care or treatment of a Preexisting Condition for the first six (6) months from the effective date of coverage. This exclusion does not apply if You applied for and were issued this policy under guaranteed issue status; if on the date of application for this policy You had at least six (6) months of prior Creditable Coverage; or, if this policy is replacing another Medicare Supplement policy and a six (6) month waiting period has already been satisfied. Evidence of prior coverage or replacement must have been disclosed on the application for this policy. If You had less than six (6) months prior Creditable Coverage, the Preexisting Conditions limitation will be reduced by the aggregate amount of Creditable Coverage. If this policy is replacing another Medicare Supplement policy, credit will be given for any portion of the waiting period that has been satisfied.