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About Special Needs Plans
A Special Needs Plan (SNP) is a Medicare Advantage plan for customers with specific diseases or traits. A SNP has all the benefits of a Medicare Advantage plan (including a prescription drug plan) and also has extra services specific to the type of plan. Here are some of the services that come with SNPs:
Can I get a Special Needs Plan?
To get a SNP, you must:
- Have Medicare Part A (hospital insurance) and Part B (medical insurance)
- Live in the plan’s service area
- Meet the eligibility requirements for the SNP
Types of Special Needs Plans
When shopping for SNPs, you will see these types offered:
Dual SNP (D-SNP) for customers with both Medicare and Medicaid who qualify for a SNP.
Chronic SNP (C-SNP) for customers with diabetes mellitus.
Institutional SNP (I-SNP) for customers who live in a long-term care place or need a level of care most often supplied in a nursing home.
As a caregiver, it’s your role to make sure your family member or loved one is getting their health care needs met. A Special Needs Plan can help you with the hard choices that may need to be made. If you have questions, call us at 1 (800) 668-3813 (TTY 711), 8 am – 8 pm, 7 days a week.
For more information, visit our Caregiver Resources page.
Cigna has been approved by the National Committee for Quality Assurance (NCQA) to operate as a Special Needs Plan (SNP) until 2021 based on a review of Cigna’s Model of Care. Cigna will still need to be approved each year by CMS (Center for Medicare & Medicaid Services) in order to operate. If you have questions regarding our approval by the NCQA, please contact our Customer Service Team at 1 (800) 668-3813 (TTY 711) 8 am - 8 pm, 7 days a week.