What are account-based plans?

These are plans that include an account you can use to pay for certain health care expenses for you and your covered dependents.

Health Reimbursement Account (HRA)

A HRA is a fund of money in an account that your employer owns and contributes to.

Health Savings Account (HSA)

A HSA is a bank account that you own. You, your employer and others can contribute to it.

Flexible Spending Account (FSA)

A FSA is a spending account that helps to cover eligible expenses. There are three different types of FSAs.

Watch to learn more about our account-based plans:

Group health plans are insured and/or administered by Cigna Health and Life Insurance Company or its affiliates. Plans contain exclusions and limitations and may not be available in all areas. For costs and details of coverage, see your plan documents.