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Learn About Account-Based Plans Through Cigna

What are account-based plans?

These are plans that include an account you can use to pay for certain health care expenses for you and your covered dependents.


A fund of money in an account that your employer owns and contributes to.


A bank account that you own. You, your employer and others can contribute to it.

Health Care FSA

Use for eligible medical expenses not covered by your health plan.

Dependent Care FSA

Use to cover eligible expenses for dependents (age 12 and under or disabled of any age).

Limited Purpose FSA

Use for eligible dental and vision expenses if you’re already enrolled in an HSA.

Watch to learn more about our account-based plans: