White Paper | March 2017
Advantages and Myths of Bundling Medical + Pharmacy + Stop-Loss
It is estimated that by 2020, pharmacy plan costs will account for 31% of overall health care costs, becoming the number one driver of employer plan expenses.1
This white paper looks at the many advantages of "bundling" for small- to mid-sized businesses.2 We'll break the myths in the marketplace and show how a bundled solution can help control health care costs and improve overall health.
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1Cigna's National Book of Business study, using full year 2015 data.
2In most states, Cigna offers group insurance coverage to employers with 51 or more full-time employees, as well as administrative services for self-funded plans with as few as 25 full-time employees. For more information about your state, contact your Cigna sales representative.
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Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see
All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.