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Home Employers Industry InsightsHow Millennials Choose Voluntary Benefits

How Millennials Choose Voluntary Benefits

Millennials are the largest generation in the American workforce today75.4 million strong.1 Yet, when it comes to achieving financial security, they’re finding it hard to surpass their parents.2 Financial wellness is a real concern for millennials, and even though 60 percent of millennials worry about not being prepared for unexpected health care costs, the cost of voluntary supplemental benefits is the number one reason they don’t purchase them.2

Voluntary insurance benefits can help cover out-of-pocket costs when unexpected injuries and illnesses occur. Find out how you can help millennials in your organization protect their finances.

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2016 Survey on Workplace Attitudes in the U.S. How Voluntary Benefits Help Women

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1Pew Research Center: “Millennials overtake Baby Boomers as America’s largest generation.” April 2016.

2Cigna:“2016Voluntary Benefits Consumer Survey.” September 2016.

GROUP ACCIDENT, CRITICAL ILLNESS AND HOSPITAL CARE INDEMNITY INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. THIS COVERAGE IS NOT A MEDICAID OR MEDICARE SUPPLEMENT POLICY.

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