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Home Employers Industry InsightsMitigating the Impact of High-Deductible Health Plans

Article | February 2018

Mitigating the Impact of High-Deductible Health Plans

Over the years, employee benefits have changed drastically. Today, employers are migrating to high-deductible health plans (HDHPs) in an attempt to control costs in an industry where costs continue to rise exponentially.

Learn how to help ease the transition to a high deductible health plan by offering employer paid supplemental health solutions that provide additional financial protection for employees.

View the article [PDF]


Related Topics

Consumer-Driven Health Plans Pharmacy Cost Control

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Group and Voluntary Industry Spotlight 2016 Survey on Workplace Attitudes in the U.S.

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Sources:

  1. Pew Research Center, “Breadwinner Moms.” Accessed December 2016.
  2. Cigna, “2016 Voluntary Benefits Consumer Survey.” September 2016.

GROUP ACCIDENT, CRITICAL ILLNESS AND HOSPITAL CARE INDEMNITY INSURANCE POLICIES PAY LIMITED BENEFITS ONLY. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE AND ARE NOT INTENDED TO COVER ALL MEDICAL EXPENSES. THIS COVERAGE DOES NOT SATISFY THE “MINIMIUM ESSENTIAL COVERAGE” OR INDIVIDUAL MANDATE REQUIREMENTS OF THE AFFORDABLE CARE ACT (ACA). LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES. THIS COVERAGE IS NOT A MEDICAID OR MEDICARE SUPPLEMENT POLICY.

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