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Health Insurance Plans in Utah

Loading… Shopping for coverage on your own? Open Enrollment for 2022 plans has ended. If you've had a qualifying life event you could still be eligible to get a plan during Special Enrollment, which runs until Oct. 31, 2022.

To shop for a plan during the Special Enrollment Period, visit HealthCare.gov.

Don't qualify to buy a plan during Special Enrollment?

Open Enrollment for 2023 starts Nov. 1, 2022. You can come back and shop Cigna's plan offerings at that time.

Plans for specific conditions

For medical conditions like asthma, chronic obstructive pulmonary disease (COPD), and diabetes, Cigna has specific plans that offer additional $0 out-of-pocket costs for select tests, supplies, and equipment.3

Quality Doctors and Hospitals in your area

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Marketplace plan levels and features

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How much do these plans cost?

The amount you pay monthly for your coverage (also called your premium) will vary depending on where you live, the size of your household, your income, and other factors.

Nine out of ten people get financial help when enrolling in a plan through the Affordable Care Act4, and 43% pay less than $10/month after federal assistance.*

Learn more about health care subsidieshealth care subsidies

2022 Cigna Health Insurance Plans

Open Enrollment for 2022 plans has ended. Open Enrollment for 2023 will start Nov. 1. 

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Often bought together

Dental 1000 Hospital Indemnity Insurance

Policies, Disclosures, and Requirements

View Eligibility Requirements for Your State All Policy/Service Agreement Documents State Policy Disclosures, Exclusions, and Limitations Transparency in Coverage Language Assistance and Interpreter Services

Looking for plans through your employer?

This page features plans you can buy for yourself and your family. If you are looking for plans you might get through your employer, we can help get you there.

Find plans through your employer

Plans are insured by Cigna Health and Life Insurance Company or its affiliates: For Arizona residents, health plans are offered by Cigna HealthCare of Arizona, Inc. For Georgia residents, health plans are offered by Cigna HealthCare of Georgia, Inc. For Illinois residents, health plans are offered by Cigna HealthCare of Illinois, Inc. For North Carolina residents, health plans are offered by Cigna HealthCare of North Carolina, Inc.

Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care service.

2 Cigna provides access to dedicated virtual care through a national telehealth provider, MDLive located on myCigna, as part of your health plan. Providers are solely responsible for any treatment provided to their patients. Video chat may not be available in all areas or with all providers. This service is separate from your health plan’s network and may not be available in all areas. $0 virtual care benefit for minor acute medical care not available for all plans. HSA plans and non-minor acute medical care may apply a copay, coinsurance or deductible. Virtual care does not guarantee that a prescription will be written. Refer to plan documents for complete description of virtual care services and costs, including other telehealth/telemedicine benefits. For IL customers a primary care provider referral may be required for specialist virtual visits.

3 Refer to plan documents for a complete description and list of equipment, supplies, and tests that are covered at $0 through the condition specific plans.

4 2021 Special Enrollment Period for Marketplace Coverage Starts on HealthCare.gov Monday, February 15, Centers for Medicare & Medicaid Services, March 12, 2021, https://www.cms.gov/newsroom/press-releases/2021-special-enrollment-period-marketplace-coverage-starts-healthcaregov-monday-february-15.

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Buying an insurance plan through a broker or agent does not change or increase your insurance plan premiums, copayments, coinsurance, or deductibles. If you are working with a broker or agent, they may be eligible to receive commissions, fees, or other compensation from Cigna. Cigna pays brokers or insurance agents for providing service to our members. We are sharing this with you in accordance with section 202 of the Consolidated Appropriations Act. Broker compensation information is available at www.cignaproducer.com/ifp-broker-compensation/

Utah Eligibility Requirements

This Policy is for residents of the state of Utah. The Policyholder must notify Us of all changes that may affect any Insured Person's eligibility under this Policy.

You are eligible for coverage under this Policy if, at the time of application:

  • You are a citizen or national of the United States, or a non-citizen who is lawfully present in the United States, and are reasonably expected to be a citizen, national, or a non-citizen who is lawfully present for the entire period for which enrollment is sought; and
  • You are a resident of the state of Utah; and
  • You live in the Enrollment Area in which You are applying, and intend to continue living there for the entire period for which enrollment is sought; and
  • You are not incarcerated other than incarceration pending the disposition of charges; and
  • You do not reside in an Institution; and
  • You have submitted a completed and signed application for coverage and have been accepted in writing by Us. 

Other Insured Persons may include the following Family Member(s):

  • Your lawful spouse or Your domestic/life partner who lives in the Enrollment Area
  • Your children who live in the Enrollment Area and have not yet reached age 26

Your own, Your spouse's or Your domestic/life partner’s Newborn children are automatically covered for the first 31 days of life. To continue coverage past that time, if additional Premium is required, You must enroll the child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the date of birth, and pay any additional Premium. Coverage for a newborn dependent child enrolled within 60 days of birth will be retroactive to the date of the child’s birth. If additional Premium is not required for the child to receive coverage, You must enroll the child as an Insured Family Member by applying for his or her enrollment as a dependent no later than 30 days after the first notification of denial of a claim for services for that child. Coverage for a newborn dependent child enrolled within this timeframe will be retroactive to the date of the child’s birth. 

An adopted child, including a child who is placed with You for adoption, is automatically covered for 31 days from the date of the adopted child’s placement for adoption or initiation of a suit of adoption. To continue coverage past that time, if additional Premium is required, You must enroll the child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the date of adoption, and pay any additional Premium. Coverage for an adopted dependent child enrolled within 60 days of adoption will be retroactive to the date of the child’s placement for adoption or initiation of a suit of adoption. If additional Premium is not required for the child to receive coverage, You must enroll the child as an Insured Family Member by applying for his or her enrollment as a dependent no later than 30 days after the first notification of denial of a claim for services for that child. Coverage for an adopted dependent child enrolled within this timeframe will be retroactive to the date of the child’s placement for adoption or initiation of a suit of adoption. 

If a court has ordered a Policyholder to provide coverage for an eligible child (as defined above) coverage will be automatic for the first 31 days following the date on which the court order is issued. To continue coverage past that time, if additional Premium is required, You must enroll the child as a Family Member by applying for his or her enrollment as a dependent within 60 days of the court order date, and paying any additional Premium. Court-ordered coverage for a dependent child enrolled within 60 days of the court order will be retroactive to the date of the court order. If additional Premium is not required for the child to receive coverage, You must enroll the child as an Insured Family Member by applying for his or her enrollment as a dependent no later than 30 days after the first notification of denial of a claim for services for that child. Court-ordered coverage for a dependent child enrolled within this timeframe will be retroactive to the date of the court order.

  • Your stepchildren who live in the Enrollment Area and have not yet reached age 26.
  • Your own, or Your spouse's or Your domestic/life partner’s unmarried children, regardless of age, enrolled prior to age 26, who are incapable of self-support due to medically certified continuing intellectual or physical disability, and are chiefly dependent upon the Insured Person for support and maintenance. Cigna may require written proof of such disability and dependency within 31 days after the child's 26th birthday.

Note: A child enrolled as a Family Member under this Policy who resides outside of the Service Area, is entitled to receive, while outside the Service Area, only Emergency Services for Emergency Medical Conditions.

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Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

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