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Understanding Insurance

Whether you're shopping for insurance for the first time or looking to save money the next time you enroll in a health plan, we're here to help.

Buying Insurance: How to Choose the Right Plan

Shopping for a health insurance plan? See useful information about questions to ask, benefits and discounts, prescription coverage, and more.

How to Shop the Health Insurance Marketplace

Read tips for buying a health plan through the Federal Marketplace or your state's health insurance Marketplace.

Health Care Reform: What it Means for You

Still have questions about health care reform? Cigna can help you understand timelines, key facts, levels of coverage, and federal assistance options.

Dental HMO vs PPO Plans

What is a Pre-Existing Condition?

Generic vs Brand Name Drugs

Understanding Your Explanation of Benefits (EOB)

What is POS Health Insurance?

Do You Need Health Insurance?

Compare HMO vs PPO Plans

Health Insurance Between Jobs

What is Prior Authorization?

What is Catastrophic Health Insurance

What to Do in Case of Dental Emergencies

Types of Health Insurance

High Deductible Health Plan Pros and Cons

Copays, Deductibles, and Coinsurance

What Is a Health Insurance Premium?

Understanding Provider Networks

Metal Plan Types in the Health Insurance Marketplace

Common Plan Types: HMO, PPO, EPO

Open Enrollment and Special Enrollment Periods

Urgent Care vs. the Emergency Room

health-care-financial-assistance-tax-credits-csr

Health Care Financial Assistance: Tax Credits and CSR

Shop Around for MRIs, CTs, and PET Scans

The Benefits of Supplemental Insurance

Health Insurance for the Self-Employed

The Benefits of Preventive Care

7 Ways to Pay Less for Health Care

Health Insurance for Students and Young Adults

Health Insurance for Early Retirees

HSA, HRAs, and FSAs

Orthodontic Insurance

What is an Out-of-Pocket Maximum?

Types of Dental Insurance

Is Depression a Pre-Existing Condition?

What is COBRA Insurance?

What is Preventive Dentistry?

What is Secondary Health Insurance?

What is Short Term Health Insurance?

Does Medicare Cover Dental?

PPO vs. POS Plans: What’s the Difference?

Full Coverage Dental Insurance

Language Assistance

Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna may not control the content or links of non-Cigna websites. Details

Understanding Insurance

Don't speak insurance? We've got you covered.