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Plans are insured by Cigna Health and Life Insurance Company or its affiliates:

Affordable Health Insurance Plans

Cigna Individual and Family health insurance plans help you spend less and give you access to our network of nationally recognized providers.

Free Online Quote

It’s Open Enrollment for 2020!

Runs from: November 1 – December 15, 2019*

It’s Open Enrollment, so you can view, compare, and apply for Cigna individual health insurance plans online. Licensed agents are also available to help you choose a plan and apply. Call us at 1 (877) 683-2268, 8:00 am – 10:00 pm, Eastern time, 7 days a week.

You can also check if you’re eligible for federal financial assistance and apply it to your Cigna qualified health plan. If you’re not interested in or eligible for financial assistance you can shop for plans.

Video Transcript for “Cigna is here for you.”

See the benefits and plans Cigna offers in your area:

If you’re a returning Cigna customer, you can renew your health plan now.

Last year, consumers saved an average of $539** toward their monthly health plan premium.

Low Monthly Premiums

4 out of 5 people qualify for federal premium subsidies to lower their monthly premium cost.1

Affordable Copays

Many Cigna health plans have copays for Primary Care Provider (PCP) visits before you meet your deductible. This means you can see an in-network PCP without paying the entire cost of the visit out-of-pocket.

$0 Preventive Care

Pay nothing additional for most in-network preventive care, which includes your annual check-up, flu shot, some prescription drugs used for preventive care, and health screenings.2

Video Transcript for “Cost Matters. We agree.”

Quality Care and Coverage

Choose from In-Network Doctors and Hospitals and Save

Choosing a provider in the Cigna Connect Network helps you spend less and get quality care. Our directory makes it easy to find providers.

24/7/365 Customer Service

We’re here to help any time, day or night – online or over the phone.

Access Your Benefits Anytime, Anywhere

The myCigna® website and mobile app let you search in-network providers, estimate costs, view claims, and more, even on-the-go.

Experience You Trust

Cigna is trusted by over 95 million customers, and has been for over 200 years.


The Cigna Difference

Save on Insulin Costs

Pay no more than $25 out-of-pocket cost for a 30-day supply of covered, eligible insulin with all Cigna individual and family health insurance plans.3

$0 Telehealth4

You can connect to a board-certified doctor by phone or video chat anytime, day or night.

Healthy Rewards®

We’ll help you stay healthy with discounts on gym memberships and vision care.5

Have questions or want to enroll?

Call 1 (877) 683-2268

8:00 am – 10:00 pm, Eastern time, 7 days a week.

Licensed agents are available to help you choose a plan and apply.

Get a free quote

Cigna Individual and Family Health Insurance Information

Summary of Benefits and Coverage and important state policy disclosures.

2020 Cigna health insurance plan information

Cigna Plans from past years

Policy/Service Agreement documents

Individual Health Insurance FAQs

Other types of insurance we offer

Dental Insurance Plans

A healthy mouth is a sign of good overall health. Cigna’s flexible, affordable plans keep you smiling.

Supplemental Insurance

A major health event can have a big impact on your finances. Protect yourself with supplemental insurance. Are you protected when an unexpected illness or accident happens?


Are you eligible for Medicare? Explore your options.

Learn about health insurance costs

There’s a lot to keep in mind when you’re shopping for health insurance. These videos and articles can help you make sense of it all.

*Open Enrollment in Colorado runs through January 15, 2020.

**If you qualify for federal financial aid and purchase a QHP. Health Insurance Exchanges 2019 Open Enrollment Report

1Early 2018 Effectuated Enrollment Snapshot, July 2 2018.

2Plans may vary. Includes eligible in-network preventive care services. Some preventive care services may not be covered, including most immunizations for travel. Reference plan documents for a list of covered and non-covered preventive care service.

3Discounts available with the Cigna Patient Assurance Program. $25 is the maximum out-of-pocket cost for a 30-day supply of covered, eligible insulin.

4$0 telehealth benefit not available for all plans in AZ and CO. Some plans may apply a copay, coinsurance or deductible. Telehealth providers participating in the Cigna Telehealth Connection program are independent contractors and separate from Plan network providers. Not all providers have video chat capabilities. Video chat is not available in all areas. PCP referral is not required. Cigna Telehealth Connection does not guarantee that a prescription will be written. Refer to plan documents for a complete description of telehealth services and costs, including other telehealth/telemedicine benefits.

5Healthy Rewards is a discount program, separate from your medical benefits. This program is in addition to, not instead of, your plan benefits. A discount program is NOT insurance, and you must pay the entire discounted charge. Some Healthy Rewards programs are not available in all states and programs may be discontinued at any time. Participating providers are independent contractors solely responsible for any care or services provided.

***Exact 2020 plan rates will be published prior to Open Enrollment. Visit to view health plan rates (In Colorado, please visit to view health plan rates.)

†Take Control Reward Program is available in select markets to primary subscribers who are 18 years or older and actively enrolled in a Cigna Individual and Family medical plan prior to 1/1/20.